Your Questions About Financial Freedom University

Susan asks…

Would you prefer to stay near your parents home for university or move away?

Id always thought its beter to stay near parents incase you have problems with flatmates or housemates, or if you find yourself in a difficult situation living wise and find yourself becoming depressed at university. The closer you are to your parents the more they can support you should such problems ever arise.

In my final year of university, I was faced with a situation where I could no longer live in the flat I had paid for (my flatmates turned out to be bitches) but because I was in the same city as my parents I was able to commute from home for the rest of the year.

Had I gone miles away from home I dont know what Id have done in such a situation.

But some people still choose to move far away from home for university.

How do they cope in such situations?

John answers:

It really depends on everyone’s personality, types of friends, financial factors, etc…

Advantages of living with parents
You don’t usually need to worry about money, bills, house problems, cleaning, washing, choosing accommodation, food, etc… Should there be any problems you can go straight to your parents for advice/help and usually will be all sorted.

Disadvantages of living with parents
Usually you won’t have much privacy, as in, you can’t easily bring/invite a friend of the opposite sex to stay over. When you have uni work that needs to be done, you can’t really invite people/friends to yours to discuss. In a way, you lose the freedom of growing up as everything is pretty much in a plate for you when you live with parents.

There are some people that manage to live with a bunch of friends for many years during university and turned out alright but there are also some that have fallen off. The usual things that falls out are money/finance-wise. They maybe the ones that buys you drinks/food when you go out on Fri/Sat nights but when they get home, they try not to pay the rent, food cost, they don’t do the cleaning, etc…

Its important to have a bunch of friends or flatmates where they are easy going, outgoing and similar background to you.

Carol asks…

Why university’s name are so important? 10 points for the best answer. Thank you?

Do you believe that students who graduate from Harvard, Princeton, Brown, Standford, or Yale University are always smarter, richer, and better than others college graduate? Why?

The most importantly…

I am going to small public universities for my BA’s and MA’s. Will my academic background impact my future career?

Thank you so much for your kindness.
I am an International student. I am apologize for my poor grammar. English is my second language.

John answers:

The quality of your education is primarily determined by you and not by the school, professors, or books. Prime examples…Buckminster Fuller, dropped out of Harvard and today is recognized as one of America’s top inventors / visionaries…and of course, Bill Gates, another well known college drop out…and don’t forget Abraham Lincoln, largely self-educated.

Key advantage of big name schools are similar to brand labels….recognition, and often well organized alumni associations which forms the foundation for graduates to network with prospective employers. But the majority of graduates are NOT guaranteed jobs due to the school name or the alumni connections. Most employers still want “good” workers (a sometimes rather subjective call).

So big school, small school…not much of a difference (in my book) though most folks might tend to open the door for the big name schools before a small one…BUT getting in the door for the interview still is no guarantee of a job.

Well, it goes without saying that an solid academic record is key to getting in to any school (undergraduate or graduate)…but there are other considerations besides grades. Academic institutions are well aware of “grade inflation” and with so many folks graduating with 4.0 GPAs…they still have to pick the “best of the 4.0s”….so strive for a balance in academics, practical application/use of your knowledge, ethics, social responsibility (via work, volunteerism, community involvement….all best done if they are closely allied to your major…for example, accounting majors can volunteer in community centers to help prepare tax returns, etc.)

I like to say it is better to network rather than not work…so rather than rely on others (e.g. Alumni association, etc.) for networking, you take control of you life by developing networking skills and contacts. As a student, join relevant professional associations to gain insights to the field, job market, etc. Use websites such as to learn about career paths, salary ranges/benefits/and take home pay for any job in various cities/states to be aware of the financial aspects of your career.

Use the SCANS check lists (prepared by the US Dept of Labor) to inventory your personal knowledge and skills relative to those required by any particular job (get a copy of the list from

Check with relevant State employment websites about the potential job market for your field/profession. Also check the US government websites for the same type of info at

Remember, in the US you have a very critical “freedoms” you have…
1)freedom of choice: for me, the most important choices involve the freedom to be pro-active vs passive. Either take the initiative and action on your own, or passively be pushed around by others.
2)This is also related to your responsibility for your freedom…and bear the consequences for your decisions and actions….that is, when you make a decision that doesn’t work out as you intended, take responsibility (don’t rationalize and blame others). Learn from your mistakes and go one to solve problems and overcome the challenges and make progress in your life. So never, give up.

Keep in mind the big cost for big school vs smaller school. Take any group of students and give them the “same” education at the same school…and you don’t get the same results in terms of student performance. But, from my experience, a good solid education combined with a good track record of proven performance (experience…either paid or unpaid as a volunteer) is better than just an education.

In the end, my experience shows it is better to better to have someone fully use 100% of a brain ½ full of knowledge than to have little use of a brain that is 100% full.

As an international student, I hope you are NOT limiting your contact to fellow country folk…the more exposure to have to Americans and native-English speakers, the faster your English will improve, as well as your understanding life and work in the US.

Best wishes and good luck in your studies and career goals.

Mandy asks…

How upright is our education system produing prostitutes before they leave university?

I have heard that in universities of western countries , girls take to prostitution to support high cost of education or lifestyle, besides pleasing the teachers and professors.
Is it right. Is it humane. Is it moral. In the name of freedom of individual , are we not doing injustice to humankind. It is not height of materialism. What difference is there between a child dying of hunger and then eaten by vultures in Africa , to the intellectual vultures of modern cities teaching so called high education and praying on to the bodies of young girls.
What value system we are developing? We hear of inhuman slavery system of olden times in which slaves used to work in coal mines under hellish condition, is this not intellectual slavery.
I know , that many people will balk on this and say “If she is willing , why you should worry”. But I ask , why do we create conditions in which the young, unexperienced have to present their human body in order to get abused willingly.
I get really sad.
Hey ppl. I could be wrong. My apologies.
But if such a system ever comes to exist , we all must resist it.

John answers:

This is a very sad reality. Howwever, the blame should not be thrown mainly to our education system. This should pose as a challenge for everyone.

First, it is a moral obligation of the parents to guide their children and provide support for them – that includes providing their education. Parents or soon-to-be parents has to consider their capabilities, can they provide the needs of their children, before planning to have more than they can support. This is not just a matter of financial but also moral guidance with their children. Parents should give quality time to bond with their children and teach them moral foundations. Our home is the foundation of what we become as a person. It is from our home that we build our moral values.

Second is the influence of media to our children. It is a very powerful box that will totally transform our own values with too much exposure to it. It deceives people from how we should live to enjoy a quality life by introducing us material things. Media has introduced a very complex lifestyle but it doesn’t guarantee that by following such, our lives will be fuller.

Third, the very high cost of education is an issue that has to be addressed by government. They are supposed to regulate/pass on laws that will address this problem.

Prostitution is a choice. There are a lot of decent paying jobs that we can find to support our education. But as i said it, it depends on the moral foundation of the person.

David asks…

Do you ever think this entire financial crisis is actually the Cloward-Piven strategy in play?

“First proposed in 1966 and named after Columbia University sociologists Richard Andrew Cloward and Frances Fox Piven, the “Cloward-Piven Strategy” seeks to hasten the fall of capitalism by overloading the government bureaucracy with a flood of impossible demands, thus pushing society into crisis and economic collapse. ”

Interesting that not one pro-barry/democrat answered the question, hmmmmmmm

John answers:

Sort of, have you seen the link below?

If you come here truly seeking greater knowledge and understanding of how the world works you owe it to yourself and future generations to watch the following documentary that was created and supported by some of the worlds best economists.

Please take time to learn the hidden story about the money in your pocket.
This is the most informative and factual video on economics you can watch.

This documentary has been endorsed by:
Milton Friedman ……….…. Nobel Laureate in Economics
Arun Gandhi…………….…. M.K. Gandhi Institute for Nonviolence
Dr. D. James Kennedy…… Coral Ridge Ministries
Aaron Russo………………. Producer, Director, Writer: America, Freedom to Fascism
G. Edward Griffin…………. Author: The Creature from Jekyll Island
Dr. W. Cleon Skousen……. Author: The Naked Capitalist, The Naked Communist

I believe our system has gotten so far off track that anything short of a full monetary reform act is only putting a Band-Aid on a terminal hemorrhage.
Please read and tell your congressman to support this monetary reform act.

“It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.”
– Henry Ford

“The powers of financial capitalism had a far-reaching plan, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole…
Their secret is that they have annexed from governments, monarchies, and republics the power to create the world’s money…”.
– Prof. Carroll Quigley

“If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and the corporations that will grow up around them will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered…. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.”
– Thomas Jefferson

Paul asks…

I am so sick of university and studying :(?

I just finished first year, and besides 1 day for frosh at the beginning, my entire year consisted of class, library, then home. No parties (not that it’s a party school), no going out, no school events. Nothing.

People say university is suppose to be the best time of your life but I hate it. It’s so boring. Just studying.

Part of the reason is that I made a bad decision and chose a school where it’s literally full of smart people, most international students, so it’s hard to keep up (or have a life). The second is the pressure from BOTH my parents to just study and stop being “foolish”.

This summer, I had to quit my job that I had for only a few weeks so I could study (parents were sick of watching me “waste my time” when I could’ve been progressing in my studies) and that’s about all I’m doing this summer… I have no friends anyways.

How can I be a little un-sick of it? How can I be more happier with life? (please don’t say rebel or just go out..etc. because it’s hard to explain the situation without actually being in it, and it’s not possible).

Thank you!

John answers:

I think you need to re-evaluate what you want to do with your life. What will this degree offer to you, and why don’t you go somewhere that you want? Life is full of so many phases, so many roads. You’re better off getting a degree now rather than later in life, as working at minimum wage when you’re around 30 is just not nice.

Maybe you need to take a break. Perhaps you could go study abroad, get away from your parents, and give yourself a chance to grow.

Studies aren’t everything. I realize your parents mean a lot to you, and while I’m sure they wish you the best,but you got to have your own life. You can’t be constantly depending upon their decisions; you’ll never learn to make decisions for yourself this way. You are an adult now, and you have to make adult choices. Sometimes, the best way is to move to a far away college. Look at places to transfer, consider financial aid, and go from there.

It’s tough to go through and do all this stuff, especially when you want to grow. But probably the best thing to do is to take a break and look at your life, or set a schedule for YOU time. While it may seem that it’s tough right now, it’s going to be worth it, especially with the way things are with the economy right now.

You have to learn, you have to grow and make your OWN mistakes. This means that you need to take charge of your life, and your happiness. You know WHY you’re unhappy. It means that you need to learn to balance your life between activities AND studying. You can’t expect yourself to just keep studying and be happy when you’re really just miserable. However, you can make yourself view the situation in a more positive manner, like giving yourself a goal, setting a specific time each day for YOU time, and just do the best that you can do. Or, you can think about where you want to go with this. Where are your dreams? And are the benefits of the situation and what are the downfalls? What do you want to do with your life? What do you want to accomplish? What do you want to BE? If you have a goal in mind, it can help you power through the hours you don’t want to study. Frankly, it just seems that you’re unhappy because you aren’t allowing yourself the freedom to choose what you really want. The answer to what you want to do is within yourself; and only you can find it.

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