Your Questions About Financial Freedom University

William asks…

Job sucks but funds financial freedome plan. Stay in job?

Job with no raise/promotion prospects. Self esteem non-existent in office. Pay channeled into financial freedom plans. Keeping job with hopes to break free one day.Good plan?

John answers:

If you are relatively young and have no dependants then leave the job now. If you do not do this then you will stay in a rutt of your own making. If you have dependants or are financially tied to your job, then start doing courses via the internet at night through colleges or universities to increase your job skills and employability. And do not use the attitude of it may take me ten years to get a degree this way. Guess what? If you do not start taking care of your career now then in 10 years you will still be 10 years older, but doing the same job with the same old skills.

Linda asks…

uniforms in college/university?

It’s good to wear uniforms in college or universities why? give some advantage and this disadvantage
i need your opinion thanks

John answers:

I wore a uniform from preschool until the day I graduated from high school, and in many ways appreciated them, but I don’t think they are appropriate at the university level. School uniforms are generally associated with children and teenagers rather than young adults. College is the time when you step over the threshold into adulthood, and wearing a uniform would be infantilizing and inhibiting. The curriculum at high schools is more uniform with students generally being required to take the same basic subject matters and only being able to tailor their education based on the level of difficulty and their elective choices. There’s far more academic diversity at the college level, and students have the freedom to decide on their primary field of study. Being able to wear whatever they wish is a reflection of that independence. At the school level there’s a usually clear demarcation between students and authority figures, but at colleges and universities where everyone is an adult the dynamic is different. The only universities that I’m aware of that have any form of uniform are the military academies. The students there are united in a common purpose, so it’s more logical that they have a uniform.

The benefits of wearing a uniform when I was younger was the simplicity it made my mornings, and the way it allowed us all to express ourselves based on our personalities and talents rather than with what we wore. To me it actually sparked rather than diminished my creativity. Also, I went to private schools in very affluent areas, and the uniform allowed kids on financial aid to blend in more seamlessly. There were many perks to a uniform for me, but I was fortunate to have one that was comfortable, informal, and reasonably appealing. I’d feel differently if it had been hideous and itchy.

For all the reasons stated above and many more, the advantages of a uniform cease at the college level.

~ skylark

Sandra asks…

What is university like?

Anyone go to university or college here? If so, which one? How hard was it to get into? What were your high shcool grades like? And what are some survival tips/funny stories that you can share?

Thanks :)

John answers:

Survival tips?

The biggest is that for the most part you have the right both to succeed and fail. The professors are not there to hold your hand and there are no repercussions for not doing work other then failing out of class, i.e. You won’t get calls from the principle and no truancy officers will show up at your door if you skip a week of school.

Really though, college is much better the high school. You have far more freedom in determining what you will study and how you want your schedule to play out (no classes on Friday makes for a nice long weekend) as well as getting to meet new people and learn more about yourself.

Alcohol is a big part of college life if you want it to be, but don’t make the classic freshman mistake of always drinking till you puke. It’s far better to have a couple drinks with friends and know your limits (as you’ll probably learn sleeping on your friends bathroom floor is only so glamorous, and puking every 15 minutes all night gets old very quickly)

Most importantly though, have fun with college! It’s one of the few times in your life when most people have little tying them down in the way of financial or family commitments and you can freely travel or explore in your free time.

Also, try you’re best but don’t fret terribly about grades. Quite honestly, most people don’t give a crap what you got in college after you graduate so long as you DID graduate!

Ken asks…

cal state university vs. art school?

I am an art student at a cal state university and was wondering opinions of on the pros and cons in leaving the cal state system for an art school. Particularly graphic design. What would be some schools to look into?

John answers:

It really depends on which Cal State you’re at, and which art school you’re looking at. Some of the Cal States are very highly ranked in art, including Cal State Long Beach, Cal State LA, San Diego State, San Jose State, Cal State Fullerton, and Cal State Northridge. I would rank them in that order, with LA, LB and San Jose tied for the top spot.

If you like things about being at a Cal State (such as the cost savings), but you want to go to a stronger art school, one idea might be to transfer to a different Cal State with a stronger art program.

If you did want to go to a pure art school, then the best in CA are Cal Arts, Art Center College of Design, Otis, and San Fran Art Institute (not part of the AI chain, which is to be avoided).

But seriously, if money is at all a concern, consider staying at the Cal States. You’ll be less burdened by debt when you graduate, and thus will have the financial freedom to be able to try to establish yourself as a designer.

Mary asks…

Should I go to university?

(If you dont wish to read my story, you can skip to the last paragraph)

I understand that a lot of people place emphasis on higher education, and feel that to be anything it is nessesary. The thing is, I come from a very anti-education, neither of my parents continued after high school, and there both moderately successful, with a happy work life. Only two of my cousins, and my uncle strived to go to university with much opposition from the family. Unlike most people, I dont want to be famous, or rich, or successful. Infact, being rich is the last thing id every wanna be (i was raised to hate money). My family also places alot of emphasis on volunteer work (not that i have anything against it) and think i should just get a stable part time job after high school and focus on that. My teacher disagree, (straight A student) and think i should pursue a career rather then a job

Im not specifically asking for advice in my situation, but simply, in this day and age, do you think its nessesary for someone to attend higher education, or even finish high school for that matter? Why? Please and thank you.

John answers:

I will temporarily ignore your values about riches, being famous etc to answer your question in a general sense: Do you think its nessesary for someone to attend higher education, or even finish high school for that matter? Why?
Reason 1: Education provides better opportunities. This could mean more satisfying career, better able to help others, or even more opportunities to travel.
Reason 2: Education reduces poverty in both rich and poor countries. Better educated people have a greater probability of being employed, are economically more productive, and therefore earn higher incomes (Source 1).
Reason 3: Education is positively related to health (Source 2)
Reason 4: Increased education results in decreased crime. One researcher estimates that a one percent increase in high school graduation rates would save the U.S. Economy nearly $2 billion from reduced costs associated with criminal activity (Source 3).

There are many more reasons, but these are just a few examples.

Like you, I don’t want to be famous, or rich. The only thing I want to do is provide my family a good future (when I have a family). I want to make sure my kids have a good education and have many opportunities available to them in their future. Although I don’t want to be rich, I also don’t want to have to stress about money. This includes having the financial freedom to own my own home. It is for these reasons I have chosen a stable career for myself (of which I am degree qualified). This qualification has also allowed me to work in the United States (I am from Australia). A lot of countries have educational requirements for work. I plan to do my Masters, but that’s because I want to focus my career on doing more for others. I want to contribute to making the world a better place through better infrastructure and policy. Education provides me with the tools to help others.

I will focus on something you value: volunteering, or helping others. Sure you may be able to help people by working in a soup kitchen, or working for a charity or something like that. But these are mostly band-aid solutions to peoples needs. The people who contribute most to these organizations are well educated. Look at organizations like Doctors without Borders, or Engineers without Borders (EWB). EWB helps people by providing clean drinking water, shelter, waste management… Basic needs. It is through their education they can help people more. The money that gets collected from charities is usually managed by tertiary educated people, and utilized by tertiary educated people. E.g. Cancer research… All the researchers have a minimum of a Masters degree. If you really want to make a difference to other peoples lives, education is important.

I don’t understand why anyone would be anti-education. There is no reason at all to discourage people from learning more. I think education is one of the most valuable tools we have today. It is my values on education and knowledge that make me respect teachers more than almost every other profession. My mum instilled the value of education in me quite early. She studied her masters while working 3 jobs so she could better help people (she works in public health for the government).

So there is my answer. It’s supported by internationally recognized research, as well as my own opinion. People might mention examples like Bill Gates, a college dropout, of how you can be successful without higher education. It is possible to be successful without college, or live above the poverty line without high school, but it’s statistically more likely that the opposite is true.

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