Your Questions About Debt-free Forever

Ruth asks…

Backpack around the world forever or start a family/career?

Currently I am seventeen and hopefully have many youthful years ahead of me. I should be done with college in 3 years time, and at that point I am faced with a dilemma. To travel the world and gain a lifetime of experience or to start a career, join the 9-5 ratrace and work till my dying days trying to fund a superfluous lifestyle- the only benefit of that is having a family. While my future life plans haven’t solidified yet, the only guaranteed will be attending college debt free to acquire an education. From there I am free to do as I want.

If I plan to travel the world I can travel light, essentially backpacking across multitudes of countries. Visiting new places, partying with locals, learning new things, lifetime experiences and stories to tell, eating exotic foods, and enjoying life. All I need to fund this pursuit is 20-30 usd. Currently I am in the position of generating 100-200 dollars a day via internet marketing for 2-3 hours of work daily. The rest of the money would go directly into savings. Thus, I am guaranteed a steady stream of income whenever there is internet. The vagrant lifestyle seems so appealing. The time to see the world is now, but I don’t know if backpacking for the foreseeable future is the right decision.

Should I sacrifice responsibility of a career and a family to enjoy my life as a single man? The benefits and experiences to be had traveling seem to outweigh the “American Dream” that most college grads will end up busting their *** trying to fund. I can shed the burden of it and enjoy my life since I have only one.

What would you do?

John answers:

Backpack around the world for now & start the family later.

Richard asks…

Backpack around the world forever or start a career and family?

Currently I am seventeen and hopefully have many youthful years ahead of me. I should be done with college in 3 years time, and at that point I am faced with a dilemma. To travel the world and gain a lifetime of experience or to start a career, join the 9-5 ratrace and work till my dying days trying to fund a superfluous lifestyle- the only benefit of that is having a family. While my future life plans haven’t solidified yet, the only guaranteed will be attending college debt free to acquire an education. From there I am free to do as I want.

If I plan to travel the world I can travel light, essentially backpacking across multitudes of countries. Visiting new places, partying with locals, learning new things, lifetime experiences and stories to tell, eating exotic foods, and enjoying life. All I need to fund this pursuit is 20-30 usd. Currently I am in the position of generating 100-200 dollars a day via internet marketing for 2-3 hours of work daily. The rest of the money would go directly into savings. Thus, I am guaranteed a steady stream of income whenever there is internet. The vagrant lifestyle seems so appealing. The time to see the world is now, but I don’t know if backpacking for the foreseeable future is the right decision.

Should I sacrifice responsibility of a career and a family to enjoy my life as a single man? The benefits and experiences to be had traveling seem to outweigh the “American Dream” that most college grads will end up busting their *** trying to fund. I can shed the burden of it and enjoy my life since I have only one.

What would you do?

John answers:

Travel, you may even find you true love abroad! Be a vagrant pirate, travel the world, look for new and interesting business ideas, get rich on life and inspiration, then get a great girl and family
why don’t you avoid the whole 9-5 “American dream” thing, make your own life and your own work so that you are in control of your destiny!

Lizzie asks…

Backpack around the world forever or get a career and a family?

Currently I am seventeen and hopefully have many youthful years ahead of me. I should be done with college in 3 years time, and at that point I am faced with a dilemma. To travel the world and gain a lifetime of experience or to start a career, join the 9-5 ratrace and work till my dying days trying to fund a superfluous lifestyle- the only benefit of that is having a family. While my future life plans haven’t solidified yet, the only guaranteed will be attending college debt free to acquire an education. From there I am free to do as I want.

If I plan to travel the world I can travel light, essentially backpacking across multitudes of countries. Visiting new places, partying with locals, learning new things, lifetime experiences and stories to tell, eating exotic foods, and enjoying life. All I need to fund this pursuit is 20-30 usd. Currently I am in the position of generating 100-200 dollars a day via internet marketing for 2-3 hours of work daily. The rest of the money would go directly into savings. Thus, I am guaranteed a steady stream of income whenever there is internet. The vagrant lifestyle seems so appealing. The time to see the world is now, but I don’t know if backpacking for the foreseeable future is the right decision.

Should I sacrifice responsibility of a career and a family to enjoy my life as a single man? The benefits and experiences to be had traveling seem to outweigh the “American Dream” that most college grads will end up busting their *** trying to fund. I can shed the burden of it and enjoy my life since I have only one.

What would you do?

John answers:

Keep saving your money and answer that question when you graduate. I’m in college and I see several different roads I want to take once I graduate. However, I do know that I have 2 1/2 more years to go. Right now, all I can really dictate is the next semester. A lot changes within a couple of years.

Linda asks…

When you can’t get along, are you better off divorced.?

We’re LDS, believe in being married forever, but my husband blames me for my failing finances, even though I have always worked and made us debt free three times in our life, he’s chased away our 18 year old girl, etc. When do you give up?

John answers:

The best thing to do – Pray about it to your Heavenly Father. If you truly want a divorce, ask Him if it is the right thing to do. If it is, then so be it. If it’s not, pray for help, maybe even seek counseling…it’s not always easy to work through problems in marriage…but try. Especially if you feel as though you really need to. My husband and I went through some things a few years ago and I was pretty close to leaving because we didn’t want the same things out of life and didn’t have the same goals. I prayed, prayed, prayed and prayed some more to know what to do. I always had the same answer of work it out. We did and eventually were sealed in the temple and our marriage couldn’t be better.
Maybe put your names on the prayer roll at the temple…
Good luck to you.

John asks…

Moving out because we want different things, not sure how to handle it.?

Lived 2gether for 3 yrs, told him 3 months ago I wasn’t going to be a live in gf forever. He doesn’t want to get married. I’m smart enough to know it is not going to happen. I’m also smart enough to know that I am in a situation now where I can save alot of money, I pay no rent, no bills, have recently become debt free. I gave up everything when I moved in, when I move out I will have to have all new stuff…appliances, furniture, pet deposits, regular deposits, tv, etc. I plan to save enough to move comfortably and just sort of go with the flow until then. I figure on 6-8 months. No hard feelings, no anger issues, no ultimatums, I’ve said my piece. Ready to move on, though. Different needs. We still get along as good as ever. At times I feel bad & think I need to tell him my plans. Of course that is going to cause problems, he will feel he is being used, and he is to an extent. Then again, right now he has what he wants… me with no plan to marry me. Why do I feel bad? Am I wrong?

John answers:

You feel bad because you have a conscience, and it’s telling you that if the roles were reversed and you found out the full story you’d be very hurt.

Congratulations: you’re the first woman I’ve encountered in a long time who has one. You should be proud.

Now – listen to it!

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