Is it a scam to e-mail my credit report to future employment?
I got an e-mail from a company who is hiring a receptionist, I do not know there names, but they have said I will be using a company credit card and asked me to e-mail them my credit report so that there are no problems using it, I would just like to know if anyone has done this and has it been a legit business, or just a scammer trying to get my information. I would love to know if it would be alright e-mailing my credit score.
Yes, this is a scam. Good thing you thought about it before sending them your FICO score or a copy of your credit report. As many people have already responded, the hiring protocol would never include you providing a copy of your credit history, especially when dealing with a reputable company. Do not complete any application for employment and include your social security number either. Only provide the social security number when you have been hired and on payroll or IRS documents. Even if you only provide them your credit score, that is enough information to pursue you more if your score is fairly good. This time of the year be careful of scams since many people are applying for holiday credit it’s easy to make many inquiries or apply for new accounts and have them go overlooked.
My suggestion to everyone is to subscribe to one of the many credit report protection sources and monitor your credit file every week until after the holidays so you can catch any fraudulent activity as soon as possible.
will applying/getting employment benefits show up in your credit reports?
if you apply and be paid unemployment benefits, will your credit reports show this fact, and will this fact hurt your credit scores and ratings? thanks.
Nope….I’m in the lending business and have looked at thousands of credit reports, don’t show…Go to Equifax.com, you can pull your report and resolve any problems with them
Does your credit report show your employment and salary on it?
When you give your ssn to somebody, like an apartment complex or something, for them to do a credit report, are they able to tell from it how much you make where you work etc., if you are or are not employed etc. Thank you.
It can show employment history, but not salary.
No employment history in my credit report?
I am a college student working on campus. I file my taxes every year. But my credit report contains no information about my employment history. Does anyone know why that is? How can I make my employment history to appear on my credit report? I have proof of employment and pay stub and direct deposit information. How can I request the credit reporting agencies to list them on my credit report?
You can submit a dispute letter to the consumer credit reporting companies (Transunion, Experian, and Equifax) to make a correction to your credit report. You should indicate that after examining your credit report that you have discovered the following errors. My report fails to list all of my employers. Please add the following employer(s): … List the Employer(s) name. I have listed a source below which gives the contact addresses to send the dispute letters. However, TransUnion and Equifax allow this option to be filed online. I have also listed a source which has a template of a dispute letter.
FYI… Lenders often look to an employment history as evidence of stability.
Employment agencies using your credit report for a background check?
In this day and age would they, and, do employment agencies use your credit report for background checks? What do they look for, if they do? What items would be considered negative strikes against you in consideration for employment? I am starting to go out to look for work. My credit report is so horrible since being laid off a year ago.
Thank you for your information in this matter!
There is a great misconception that employers do “credit checks” for employment, that RARELY ever happens…
The reason for this misconception is that background checks are referred to by law as “consumer reports” and are covered by the “Fair Credit Reporting Act”, you even sign the same FCRA release for a background check that you sign for a credit check……
If a credit report is pulled what an employer can see is:
your ability to budget, plan and execute that plan, your spending habits and lifestyle, how responsible you are in the repayment of debts which reflects on your general responsibility and fulfillment of commitments.
The employer could care less about your credit score and as i already stated very VERY few employers pull a credit report………
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