Monthly Archives: May 2014

Your Questions About Mortgage Loan Type

Steven asks… I am about to buy a home with an inground pool that is 12 years old in fair condition. The type of mortgage? The type of mortgage loan I am getting is 100% financing ( USDA ), but … Continue reading

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Your Questions About Debt-free

Donna asks… are you debt free? John answers: I am debt free except for the monthly bills such as electric and phone , etc… We all will have those kinds of monthly debt if we don’t lice like the Amish. … Continue reading

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Your Questions About Home Loan Interest Rates

Ruth asks… is it good to repay home loan with the monthly savings or should the monthly saving be invested somewhere else? i have 2 home loans from HDFC which is charging 11.50 interest rate John answers: I would refinance … Continue reading

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Your Questions About Debt Busting

Donna asks… Is the US already defaulting on our debt? http://ca.news.yahoo.com/china-ratings-house-says-us-defaulting-report-054309883.html According to China, our largest creditor, we already are. Two rounds of quantitative easing has reduced the value of the dollar. And rumors of a third round are already … Continue reading

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Your Questions About Financial Freedom Services

Ken asks… In your opinion, what is the key to financial freedom? John answers: Here is how I found financial freedom, I have found a wonderful home-based business opportunity that is publicly traded on the New York Stock Exchange, and … Continue reading

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Your Questions About Mortgage Loan Officer

Sandy asks… Does a property manager have any rights to disclose tennants situation to his references? I am a lease holder for a friend who recently was behind payment and so it lead to an eviction. (sucks? i know). Being … Continue reading

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Your Questions About Credit Reports For Business

William asks… Would the credit reporting of a sole proprietorship ever appear on the owner’s credit report? You have a sold proprietorship business with a tax id, and business credit. Under any circumstance would the business credit card companies report … Continue reading

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Your Questions About Eliminate Your Debts

Lizzie asks… How do I eliminate debt from my credit report? John answers: Pay off your debt. Jenny asks… Debt consolidation – What are the various ways and requirements for consolidating credit card debts? John answers: Hi, Anita!! 😀 When … Continue reading

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Your Questions About Mortgage Refinancing Programs

Mandy asks… any one know any information on the Home Afforadable Refinance Program? Im trying to decided if it would be wise to refinance now or wait. John answers: Www.makinghomeaffordable.gov check out the website, depending on your situation, current mortgage … Continue reading

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Your Questions About Save Loan Program

Donna asks… Can we get a mortgage loan for a first time home buyers without deposit? Wife and I want to buy a house in out community and we wanted to know if there are any good programs that would … Continue reading

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